Terms of Use

Last updated: September 24, 2026

Informational purpose only

Content on Loankey.io is provided for informational and educational purposes concerning loan programs. It does not constitute financial, legal, tax, or mortgage advice. Nothing on this website represents an offer to extend credit, an approval, or a commitment to lend.

Calculators and estimators

Calculators perform mathematical estimations based solely on user-entered values. Results are illustrative figures only and do not constitute quotes, commitments, or guaranteed rates.

DMCA copyright takedown procedure

If you believe material on this site infringes your copyright, submit a written notification to our Designated DMCA Agent:

• DMCA Designated Agent: Legal Department, Loankey.io
• Address: 2211 Michelson Dr, Ste 900, Irvine, CA 92612
• Email: info@loankey.io | Phone: (256) 573-3733

Notifications must include: (a) physical or electronic signature of the copyright owner; (b) identification of the copyrighted work claimed to be infringed; (c) description of the material and its URL; (d) contact information; (e) a statement of good-faith belief; and (f) a statement under penalty of perjury that the information is accurate.

Indemnification

You agree to defend, indemnify, and hold harmless Loankey.io, its officers, directors, brokers, employees, and agents from and against any claims, liabilities, damages, judgments, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or misuse of the site.

Limitation of liability and warranty disclaimer

This site and all materials are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, express or implied. To the fullest extent permitted by California law, Loankey.io disclaims all liability for direct, indirect, incidental, consequential, or punitive damages arising from site usage or reliance on published content.

Contractual time limit on claims

To the extent permitted by applicable law, any cause of action or claim arising out of or relating to this website or these Terms of Use must be commenced within one (1) year after the cause of action accrues; otherwise, such cause of action is permanently barred.

Governing law, arbitration, and class action waiver

These terms are governed by the laws of the State of California, without giving effect to conflict of law principles. Any dispute arising from these terms or site use shall be resolved through final and binding arbitration in Orange County, California, administered by JAMS. You agree to resolve all disputes solely on an individual basis and explicitly waive any right to bring or participate in a class action, collective lawsuit, or representative proceeding.